.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,.82);
  border-bottom: 1px solid rgba(216,226,234,.75);
  box-shadow: 0 18px 50px rgba(0, 48, 92, .09);
  backdrop-filter: blur(18px);
}
.top-strip { background: linear-gradient(90deg, #002d56, #007dcc 48%, #003d73); color: #fff; font-size: 14px; }
.top-strip-inner { min-height: 38px; display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.top-strip ul { list-style: none; display: flex; flex-wrap: wrap; gap: 20px; margin: 0; padding: 0; }
.top-strip a { color: #fff; }
.top-actions { justify-content: flex-end; }
.navbar { padding: 1.05rem 0; }
.navbar-brand { display: inline-flex; gap: .75rem; align-items: center; font-weight: var(--weight-semibold); color: var(--color-navy); }
.brand-logo { display: block; width: min(255px, 58vw); height: auto; max-height: 74px; object-fit: contain; }
.brand-mark { display: none; }
.brand-text { display: none; }
.nav-link { color: var(--color-navy); font-size: 15px; font-weight: var(--weight-medium); padding: .8rem 1rem; letter-spacing: 0; }
.nav-link:hover, .nav-link:focus { color: var(--color-red); font-weight: var(--weight-semibold); }
.dropdown-menu { border: 1px solid rgba(216,226,234,.9); border-radius: var(--radius); box-shadow: var(--shadow-lavish); padding: .65rem; background: rgba(255,255,255,.96); backdrop-filter: blur(14px); }
.service-menu { min-width: 280px; }
.dropdown-item { border-radius: 6px; padding: .65rem .75rem; font-weight: var(--weight-medium); }
.dropdown-item:hover { background: var(--color-soft); color: var(--color-red); }
.section { padding: 108px 0; }
.section-heading { max-width: 760px; margin-bottom: 32px; }
.eyebrow { color: var(--color-red); font-weight: var(--weight-semibold); text-transform: uppercase; letter-spacing: 2px; font-size: 13px; margin-bottom: .75rem; }
.page-hero { padding: 122px 0 86px; color: #fff; background: radial-gradient(circle at 78% 15%, rgba(0,125,204,.34), transparent 26rem), linear-gradient(135deg, #03182d, var(--color-navy) 56%, #007dcc); }
.page-hero p { color: rgba(255,255,255,.82); max-width: 760px; font-size: 20px; line-height: 1.65; font-weight: var(--weight-regular); }
.contact-hero { position: relative; overflow: hidden; isolation: isolate; background-image: linear-gradient(100deg, rgba(2,17,32,.94), rgba(0,61,115,.78) 55%, rgba(0,125,204,.46)), url("../images/hero-approval-premium.png"); background-size: cover; background-position: center right; }
.contact-hero::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px); background-size: 46px 46px; }
.contact-hero h1, .contact-hero p, .contact-hero .eyebrow { color: #fff; }
.site-footer { position: relative; overflow: hidden; padding: 78px 0 28px; background-image: linear-gradient(140deg, rgba(2,17,32,.96), rgba(6,27,50,.9) 55%, rgba(0,61,115,.82)), url("../images/cta-compliance-global-bg.png"); background-size: cover; background-position: center bottom; color: #fff; }
.site-footer::before { content: ""; position: absolute; inset: 0; background: linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px), radial-gradient(circle at 82% 12%, rgba(0,125,204,.32), transparent 26rem); background-size: 44px 44px, 44px 44px, auto; pointer-events: none; }
.site-footer .container { position: relative; z-index: 1; }
.site-footer p, .site-footer a, .footer-bottom { color: rgba(255,255,255,.72); }
.footer-grid { display: grid; gap: 32px; grid-template-columns: 1.2fr .65fr .95fr 1.1fr; padding: 30px; border: 1px solid rgba(255,255,255,.12); border-radius: 8px; background: rgba(255,255,255,.06); backdrop-filter: blur(12px); box-shadow: 0 26px 70px rgba(0,0,0,.24); }
.footer-brand { display: inline-block; margin-bottom: 1rem; background: rgba(255,255,255,.95); border-radius: 6px; padding: 10px 12px; box-shadow: 0 20px 48px rgba(0,0,0,.26); }
.footer-brand img { display: block; width: min(260px, 70vw); height: auto; }
.site-footer h2 { font-size: 21px; color: #fff; font-weight: var(--weight-semibold); letter-spacing: -.2px; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: .45rem; }
.footer-bottom { display: flex; justify-content: space-between; gap: 16px; border-top: 1px solid rgba(255,255,255,.14); margin-top: 30px; padding-top: 20px; font-size: 14px; }
@media (max-width: 991px) {
  .section { padding: 82px 0; }
  .navbar-collapse { padding: 1rem 0; }
  .navbar-nav { align-items: stretch !important; }
  .nav-link { padding: .85rem 0; }
  .dropdown-menu { position: static; width: 100%; box-shadow: none; border: 0; background: var(--color-soft); padding: .35rem; margin: 0 0 .5rem; }
  .dropdown-item { white-space: normal; padding: .75rem .85rem; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-bottom { flex-direction: column; }
}

@media (max-width: 575px) {
  .section { padding: 64px 0; }
  .eyebrow { font-size: 11px; letter-spacing: 1.5px; }
  .page-hero p { font-size: 16px; }
  .footer-grid { grid-template-columns: 1fr; }
}